Jump to Main ContentJump to Primary Navigation
Top

What to invest in: £1,000 or more per month

hero.jpg

From fashion to diamonds, wine to art, Stylist reveals the savviest ways to invest your cash as part of our Make The Most Of Your Assets feature.

Gold

What is it? The sparkling stuff, of course. You can either buy gold (gold krugerrand’s gold coins are £927 each) or a 1kg gold bar costs £29,000 from the Gold Bullion Company (thegoldbullion.co.uk) or you can invest in a gold fund, like BlackRock Gold & General, which invests in gold, mining and precious metals (blackrock.co.uk).

How much could you make? Blackrock Gold & General fund grew by 23% in the past year and JP Morgan Natural Resources fund (jpmorganassetmanagement.co.uk) returned 33%. That’s a return of around £3,960 on an annual investment of £12,000. On average it has grown by 28% over the last three years and by 124% in total over the past five years.

What’s the risk? Investing in a collective fund reduces the overall risk as holding gold bars in their physical form requires insurance.

Special situations funds

What is it? There is money to be made in companies that have fallen in value – they can be bought for a bargain price and can be ripe for growth. You can buy into these companies through one of the most successful funds, M&G Recovery Fund (mandg.co.uk).

How much could you make? On a yearly investment of £12,000 you can expect an average return of 10% (around £1,200). Jupiter Special Situations collective fund returned around £120 on that figure last year.

What’s the risk? High risk, but with potentially high returns as these funds tend to invest in smaller companies with a more volatile share price.

Technology shares

What is it? Wish you’d put your money into Apple way back before the iPod was born? Technology companies are seen as giving high growth in the future, and you can either buy individual shares or a slice of a technology fund, such as AXA Framlington Global Technology fund, which returned 27% last year.

How much could you make? The industry average was between 25% and 30% last year, so a £1,000 monthly investment would have made you somewhere between £2,500 and £3,000 a year.

What’s the risk? High, these companies can fail at the research stage, sky rocket to success or do anything in-between.

Related

hero2.jpg

What to invest in: £350 or more per month

hero.jpg

What to invest in: £750 or more per month

hero.jpg

What to invest in: £10,000 or more

Comments

More

“How Linkin Park’s Chester Bennington gave my generation a voice"

The musician leaves a lasting legacy

by Sarah Biddlecombe
21 Jul 2017

The grossly sexist ads we can’t believe exist in the 21st century

From a Co-op egg to that deeply offensive Protein World poster

by Kayleigh Dray
21 Jul 2017

How your Love Island obsession is wreaking havoc with your health

Experts have genuinely issued a warning…

by Kayleigh Dray
21 Jul 2017

Boots won’t cut morning-after pill price because we can’t be trusted

Cheaper emergency contraception? Unprotected sex party at ours, everyone!

by Amy Swales
21 Jul 2017

Did Japan’s First Lady pretend not to speak English to ignore Trump?

Akie Abe, we salute you.

by Sarah Biddlecombe
21 Jul 2017

This 'Beer For Her' has managed to offend everyone on Twitter

Apparently womankind can only ever drink from pink receptacles

by Megan Murray
21 Jul 2017

This Instagram account is aiming to break the miscarriage taboo

Women are coming together to share their stories of loss

by Megan Murray
21 Jul 2017

Jodie Whittaker’s Doctor Who salary revealed after gender pay gap row

And it may surprise you…

by Kayleigh Dray
21 Jul 2017

Quiz: which famous duo are you and your work wife?

It’s time to find out, once and for all, who you and your work wife really are…

by Kayleigh Dray
20 Jul 2017

You’ve been making your tea wrong this whole time, reveal tea experts

Wait, what?

by Jasmine Andersson
20 Jul 2017