A quick straw poll of the office reveals that my colleagues are also increasingly looking to financial influencers on Instagram and YouTube for guidance when it comes to money-saving hacks. But while influencers who share tips, tricks and information about available support are undoubtedly helpful, it shouldn’t be down to them to fill the gaps in our knowledge.

According to research by the Women’s Financial Wellness Barometer, 60% of women in the UK consider their financial planning to be poor or average when it comes to planning ahead for the next 12 months, five years or decade, yet how we handle our money has never been more important.

The government’s announced autumn support package doesn’t go far enough in easing the cost of living crisis. As expenses continue to rise and budgets become tighter, what we do (and don’t) learn at school becomes of crucial importance. “We need to start talking about money from an early age in a really practical way,” Jessop agrees. “We’re not only missing the basics like budgeting and saving but new financial technology and practical skills need to be covered in school alongside lessons on money mindsets. We need to be teaching people that it’s OK to talk about money, it’s OK to reach out for financial help if you’re struggling, and why it’s important to talk about your salary.”

FinTok may be helping us through the cost of living crisis, but the lack of financial education is a real problem