How to cope with holiday spending regret

Managing spending anxiety can begin before you even set foot in the airport. “Ensure your expectations for the trip are realistic,” says Ofori. “Remember that the holiday season is not solely about material pleasures. Focus on the joy of spending time with loved ones, creating memories, and engaging in meaningful activities. It’s the thought and effort that counts, not the price tag.”

It’s also important to communicate honestly with other people on the trip to make sure you’re discussing financial limitations upfront. “You don’t have to make it a topic in its own right, but you can casually drop into conversation where it fits that you’re not looking to spend lots right now or that you’re on a budget. It’s nothing to be ashamed of, but open communication can help set expectations and alleviate pressure to overspend,” she adds.

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