My Frugal Year’s Clare Seal outlines her top tips on getting started with improving your credit card spending habits.

My Frugal Yearu2019s Clare Seal outlines her top tips on getting started with improving your credit card spending habits.

How to fix your relationship with credit cards 

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When you start out, it may not feel like you’re making much of a dent and the journey you’ve started may seem insurmountable. But remain steadfast, even on the days when it may feel slow going.

Having a conversation with a professional is likely to help you deal with your feelings of anxiety around the subject

Reframe the way you look at your budget 

I frame my budget as a way of looking after myself now rather than a way of restricting myself

Thought techniques to try before making any impulsive credit card purchases 

Clare Seal, financial wellbeing influencer

With advice from an emotional spender turned financial wellbeing influencer.

How to pay off credit cards and form a healthy relationship with your money