Clare Seal's new book, Five Steps To Financial Recovery, looks at the emotions behind money and how developing new habits can lead us into the black.

5 easy money habits that will instantly improve your finances

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A lot of the language we use around money and budgeting is similar to how we talk about food and dieting

Every ounce of my self-worth was tied to the £27,000 of personal debt I’d accrued

I know the effect debt can have on your mindset, and it’s easy to slip into a cycle of panicking and frantically paying off as much as you can

In her new book, Clare Seal looks at the emotions behind money and how developing new habits can lead us from the red into the black.