If your bank balance is looking a little threadbare after last month’s excesses, now might be the perfect time to think about your savings.

Because whether you’re hoping to save up for something big like a deposit or just trying to build an emergency fund, stockpiling your funds usually requires a bit of planning.

Happily, brand new savings app Chip has been custom built to help you do just that, with a whole host of innovative features designed to help you make the most out of your money with the minimum of effort. Amazing rates, withdraw any time, easy.

To help get you started, we spoke to a host of real women, all Chip users, to discover the best lessons they’ve learned when it comes to saving money.

Here are six of the most useful…

6 women on the best lessons they’ve learned about saving money