“As a therapist,” says Counselling Directory member Rosalind Miles, “I often meet couples who are navigating increased tensions within their relationship due to financial stress. This can be challenging for both parties, however, it’s important to remember that you’re not alone in facing these difficulties.”

If you’re feeling money-centric strain on your relationship, here are some tips from Miles to help you and your partner get through it together.

Communication is key

“Try to establish and maintain open lines of communication about your financial situation together,” says Miles.

“Share your concerns, as well as ideas for addressing the challenges.”

Plan short and long-term financial goals together

“This may include creating a budget,” says Miles, “saving for specific expenses, or working towards debt reduction.

“By establishing shared objectives, it can help align your efforts and bring you both together to provide a sense of purpose.”

Avoid blame

“Remember that financial challenges are often external to the relationship,” says Miles.

“Avoid blaming or passing judgement and instead focus on working as a team to find solutions.”

If you can, get a professional involved

“Consider consulting a financial advisor, StepChange or a therapist,” recommends Miles.

“They can provide expert guidance on managing your finances and may offer solutions you haven’t considered.”

Counsellor shares 4 top tips to help couples cope with money woes